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Managing Your Money is a Delicate Balancing Act of Fun Now and Fun Later – Just Ask Financial Advisor Andrew Pravlik

Money management is a very personal topic for most people. The act of talking about your financial situation and goals invites someone into one of the most private areas of your life, leaving you open to both judgments and opinions. When it comes to working with a financial advisor, choosing someone that you both like as a person and trust with your money is of paramount importance. Feeling comfortable that your advisor will have your best interests at heart while respecting and prioritizing your personal goals is not something that should be compromised on.

Pittsburgh-based advisor Andrew Pravlik has been working in the investment and financial services industry for over 30 years. Trusted by businesses and individuals to develop solutions, create strategies and manage their portfolios, he has built a network of clients that spans more than 25 states. In many cases, Andrew works with several generations of the same family, having been referred by clients over his long and prosperous career.

Currently, Andrew is the CEO, President, and Managing Partner at Pittsburgh Financial Group, where he uses his decades of experience to not only work with clients but also grow assets under management and his firm’s presence as a group. He is also deeply involved with their subsidiary, Seattle Financial Group, and shares his wealth of financial knowledge with Americans looking to prepare for retirement through a local radio show.

Changing Gears

After working for large financial firms for more than 25 years, Andrew is excited about his recent foray into leading an independent firm.

“When someone works with one of the large financial firms, they aren’t always exposed to all the possible investment options and choices available,” he explains. “When people go to an independent firm for financial planning, they are generally not as limited to a list of specified products, or cookie cutter portfolios. They generally are free to choose from a full spectrum of investment possibilities.”

This freedom, combined with his autonomy to make decisions at an executive level for Pittsburgh Financial Group, has brought Andrew great professional satisfaction. It has also allowed him to flex his ability to adapt and overcome, which is key when going up against large firms as competitors.

“Three years ago my partner Gina and I were working on a big deal – one of our biggest ever – but it was beset by one problem after another,” Andrew recalls. “It seemed that we were destined not to get the account (and we didn’t at first), but it was through our persistence, change of tactics and strategy, and our ability to work together, that turned what many would have perceived as a failure into a success. Since that time we have used this as a learning experience and often reflect on it when we encounter adversity.”

It is this kind of persistence and creative thinking that have helped lead Andrew to the top of his field, as well as helping him to grow his clients’ accounts. In addition to managing daily operations, he specializes in Alternative Investment Strategies and Income-Producing Investment Portfolios. Staying on top of the economic, political and monetary environments that are constantly shifting and changing, is a major contributor to his years of success.

Saving for Retirement Isn’t Everything

A good financial advisor knows that life doesn’t begin once you retire; your life is happening now, and foregoing the enjoyment of your money in your younger years is as big of a mistake as overspending is. Saving more than 20% of your income for retirement is generally considered to be too much since your quality of life for the majority of your life will be lower than it needs to be. 

He may be busy with work, but Andrew Pravlik knows this all too well, and constantly makes time for his family and activities that bring him joy and get him outside. He, his wife, his son, and their dog split their time between their homes in Robinson, PA, and Lake Sammamish, WA.  Andrew enjoys taking his family on RV trips to National Parks, going fly fishing out West, and hiking and biking with his family.

Daily workouts are a big part of how Andrew stays sharp. “The very first thing I do each day is conquer the morning: get up early and prioritize health. Health = Wealth. I row and exercise, and I find that this sets the tone for the day and gets the body moving; the mind will follow.”

Andrew is the first to remind his clients that, “health and happiness are true wealth, and that time on this earth is the most precious commodity.”

It is this rational, balanced approach to life and work that sets Andrew apart from other financial advisors. Yes, he is a fully licensed investment professional, but he is also a human being with a family and personal goals of his own (like trying to visit all of the National Parks). 

When it comes to the balancing act that is managing your money, do so with someone who has a proven record of success, but who also understands that life is for living – which Andrew Pravlik will gladly remind you of.



Registered Representative of World Capital Brokerage, Inc., Investment Advisory Representative of World Capital Brokerage Advisory Services, 888-742-0631, Member FINRA/SIPC, custodial services through BNY Mellon-Pershing

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