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4 easy ways to save money in 2023

2023 is proving to be a tough year for all of us. As the cost-of-living crisis rages on, many of us are making changes in our lives to save a little bit of cash. And that doesn’t have to mean staying at home all the time in the with the heating the lights off. We’re sociable creatures, and we have to get out every once in a while.

If you still want to enjoy all the things you love, like travelling, shopping and eating out, give yourself peace of mind by following these easy money saving tips.

Prioritise big debts

For anyone who owns a credit card or has a mortgage, you’ll know that these kinds of payments are non-negotiable and a lot rides on them being paid in full and on time. That’s why it’s crucial to prioritise them.

With interest rates rising, you might also want to consider pre-paying high interest loans or even consolidating some of your debt so you don’t have to worry about it in the future.

Build an emergency fund

With life being what it is, we can often be hit by shock expenses and emergencies that are outside of our control. By saving a little amount every month, you will slowly build your emergency fund which should have enough to cover 6-12 months of essential expenses.

You can automate the process so you don’t even see the money leave your account. This way, it won’t be tempting to immediately spend the money instead. And you’ll be glad of the savings if you happen to lose your job, get hit by an emergency situation or fancy taking some extended time off.

Look for deals when travelling

For many of us, travelling is off the table this year. But travelling doesn’t always mean jetting off to the other end of the planet for a few weeks; travelling can be as simple as hopping on a train to the British seaside for the day.

There are lots of voucher and discounts that you should look out for. These are especially helpful if you have a family to entertain. And if you are lucky enough to be jetting away to sunnier climes, purchase your London Victoria to Gatwick Anytime train ticket and make it to the airport affordably.

Shop around for essentials

No matter the economic climate, we always need our essential items. To save money on these, it’s a good idea to shop around and make sure that you can’t get them cheaper elsewhere. From groceries to household products and fuel, do your research and collect vouchers. It’s amazing how much you’ll be able to save.

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