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4 Tech Tips for Keeping Your Credit Card Information Secure



person using laptop computer holding card

In today’s world, having secure credit card information is critical. No matter how well-protected your cards, hackers take advantage of unsuspecting consumers. Here are four tips for keeping your credit card info secure.

1) Use a Password-Protected Wallet Service

For many people, an online e-wallet is an easy way to keep track of their debit and credit cards when they go on vacation or want to be able to pull up their account information at any time quickly. However, since these accounts are often not protected by a passphrase or PIN code like other accounts in the same account holder’s profile, hackers can quickly obtain all this information with little effort on the internet.

2. Use Known, Trusted Sites

Don’t just enter your information on the first site you find. The fact is that there are plenty of people out on the internet that will try to get your information. Before entering information on a site, double-check that it is secure. There are many ways to do this, including checking if the address begins with HTTPS or if an image of a lock appears at the bottom right of your screen, but this will vary depending on your browser.

3) Use Security Software or Apps

To help keep your credit card information secure, consider using security software or apps to protect your information. You can even find programs that will help protect a data breach or when fraudulent activity appears on your card. These programs can be a crucial part of protecting your credit card information.

4) Use a Credit Card That Has Security Features

While using a credit card with reasonable protections will not prevent any fraud from happening, it may help in case of theft or loss of your card. Many cards have added security measures such as special chips that make it much harder for someone to copy your card’s information and increased protection in case of online purchase fraud. When researching credit cards, it’s important to consider the security features when choosing the right card for you.

Can Someone Use My Credit Card Without the CVV?

Yes, they can. Credit or debit card information is often stored on the magnetic strip under your card’s signature panel, but the CVV code shown to you on your receipt is usually only a 3-digit number that isn’t stored anywhere. The last three digits, or CVV code, are generated by the magstripe reader at the time of payment and vary from one bank to another, even among different banks in the same country. You can find your CVV code by going to your bank’s website and manually entering it.

Don’t just enter your information on the first site you find. The fact is that there are plenty of people out on the internet that will try to get your information. By checking the site, you have a chance to see if it is secure and if it has been hacked before, you can stay away from those sites.

Jacob Maslow is a Columnist at Disrupt Magazine. Based in the Middle East, he specializes in Journalism. He is the founder and editor of several news sites including Legal Scoops and Streetwise Journal.

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