Connect with us
Apply Now


Brian Korienek Discusses 5 Smart Steps in Developing a Secure Retirement Plan

Picture of Brian Korienek, Vice President of Wealth Management at Goldstone Financial Group

Brian Korienek is a fiduciary advisor who holds a Series 7 and 66 license as well as an Illinois life and health insurance license. He is the vice president of wealth management at Goldstone Financial Group and a partner. Korienek has made appearances on the Securing Your Financial Future radio show on WLS 890AM and Fox 32 Chicago. Before assuming his current job as Vice President of Wealth Management at Goldstone Financial Group, Korienek worked there for more than nine years as a Senior Associate Advisor. Before working at Goldstone Financial Group, he was a financial counselor at McAdam Financial Group and an analyst at the Chicago Board of Trade.

5 Smart Steps in Developing a Secure Retirement Plan:

Step 1 in creating a secure retirement plan is finding the right advisor. This person should be someone who you trust and can talk to about your money. A good advisor will help you come up with the best plan for your retirement, like helping you decide how much money to save and how to invest it. They should also understand the laws that protect your investments, so they can help make sure your money is safe. Finding an experienced advisor with proper licensure that works with a company that follows strict rules can also give you peace of mind.

Step 2 in creating a secure retirement plan is to set a retirement goal. This will help you determine how much money you need for your desired lifestyle, and when you want to retire by. You should also consider whether you would be able to continue working part-time or if taking Social Security benefits at age 62 would make more sense. If needed, work with your advisor to come up with the most beneficial goal and timeline tailored specifically for you.

Step 3 in developing a secure retirement plan is assessing all sources of income available in retirement. These might include Social Security, pensions, annuities, and investments. Your advisor can help you determine the best option for your given situation, so work with them to make an informed decision for your retirement plan.

Step 4 is reviewing all accounts that will be used in retirement. This includes 401Ks, IRAs, Roth IRAs, annuities, and other taxable accounts. Your advisor can help you decide which accounts are most beneficial for you, and how you should position them to maximize their value for your retirement portfolio.

Step 5 in creating a secure retirement plan is to review your plan and make adjustments. This means checking your investments, income sources, and accounts every year to make sure they are still working for you. If something changes in your life, like getting a new job or having a baby, you should talk to your advisor about how that affects your plan. The goal is to keep growing your money while keeping it safe so that you can have enough when it’s time to retire.

For anyone wanting to plan for a secure and fulfilling retirement, they should start by finding the right advisor. Next create a retirement goal, assess all sources of income available at retirement, go through a thorough review of all accounts that will be used in retirement, and lastly, review the plan created and make any necessary adjustments.

Brian Korienek began his work in a role requiring numerical analysis in relation to commodities pricing after getting his Bachelor of Business Management from Depaul University. Korienek liked what he did, but he knew he would be more productive in a position where he could talk to clients directly. He needed to work for a company that would provide him the autonomy and resources he required to provide the best service to his clients. Because they act as Registered Investment Advisors at Goldstone Financial Group, the consultants are held to a higher threshold of accountability than non-fiduciary advisors (RIAs). Law mandates them to give clients’ needs priority above adhering to a set list of corporate goals. To help their clients achieve their objectives they must make use of all financial resources. Brian Korienek assists his clients in creating strategies for a rewarding retirement and achieving financial independence by focusing on risk management and wealth preservation. To learn more about retirement planning, please visit: https://goldstonefinancialgroup.com/

Disrupt Magazine features many helpful articles on financial planning and the business community. Some others you might find interesting are:

Rita Miller’s Three Steps to Better Financial Management

What Is The Calculation Process Of Fixed Deposit


Continue Reading

Copyright © 2022 Disrupt ™ Magazine is a Minority Owned Privately Held Company - Disrupt ™ was founder by Puerto Rican serial entrepreneur and philanthropist Tony Delgado who is on a mission to transform Latin America using the power of education and entrepreneurship.

Disrupt ™ Magazine
151 Calle San Francisco
Suite 200
San Juan, Puerto Rico, 00901

Opinions expressed by Disrupt Contributors are their own. Disrupt Magazine invites voices from many diverse walks of life to share their perspectives on our contributor platform. We are big believers in freedom of speech and while we do enforce our community guidelines, we do not actively censor stories on our platform because we want to give our contributors the freedom to express their opinions. Articles are not commissioned by our editorial team, and opinions expressed by our community contributors do not reflect the opinions of Disrupt or its employees.
We are committed to fighting the spread of misinformation online so if you feel an article on our platform goes against our community guidelines or contains false information, we do encourage you to report it. We need your help to fight the spread of misinformation. For more information please visit our Contributor Guidelines available here.

Disrupt ™ is the voice of latino entrepreneurs around the world. We are part of a movement to increase diversity in the technology industry and we are focused on using entrepreneurship to grow new economies in underserved communities both here in Puerto Rico and throughout Latin America. We enable millennials to become what they want to become in life by learning new skills and leveraging the power of the digital economy. We are living proof that all you need to succeed in this new economy is a landing page and a dream. Disrupt tells the stories of the world top entrepreneurs, developers, creators, and digital marketers and help empower them to teach others the skills they used to grow their careers, chase their passions and create financial freedom for themselves, their families, and their lives, all while living out their true purpose. We recognize the fact that most young people are opting to skip college in exchange for entrepreneurship and real-life experience. Disrupt Magazine was designed to give the world a taste of that.