Entrepreneurship
Is Spencer Vann’s “Surplus Cashflow” Passive Income Opportunity the Answer to Building a Recession-Proof Business?

Starting a business during a recession can be challenging due to limited resources, decreased consumer spending, and increased competition. During a recession, consumers tend to cut back on spending, which affects businesses across the board.
For example, Amazon’s business model is built on e-commerce, meaning it is highly vulnerable to the effects of a recession. Additionally, a recession may also affect Amazon’s supply chain and logistics, leading to potential delays or disruptions in product delivery.
Investors who are looking to make more money during the economic downturn may wonder, “Do recession-proof businesses exist?”
While some industries may be better equipped to weather the storm than others, a 100% recession-proof business does actually exist.
Spencer Vann, founder of Surplus Cashflow, explains the business model of Surplus Funds, stating, “The main advantage of this business model is that individuals don’t have to sell anything. They simply give away money, making it 100% recession-proof.”
Surplus Cashflow partners with individuals to generate a passive income stream through a largely untapped industry, surplus funds. This model involves reuniting people with lost money and collecting a 4 or 5, or even 6-figure finder’s fee check. “There is almost 100 billion dollars in lost money, that’s easier to claim than ever before because the government is not in the business of telling people they’re owed money,” says Spencer Vann.
Surplus Cashflow is set up so investors don’t have to worry about finding, hiring or training acquisition specialists, building out a CRM, collecting leads, paying attorneys, managing a team of callers, dealing with notaries and working with state and local governments. Surplus Cashflow does all of the heavy lifting and run the day-to-day operations of the business. However, the downside is that Spencer doesn’t sell courses or teach investors how to do anything regarding the business. The opportunity is all done with you to help investors get a passive return of 6-figures.
If a business owner has spent years proving the profitability of an industry and business model, it’s typically a safe choice for those investors who want to make money work for them – given, of course, they do their own independent research before investing to minimize potential risks.
In 2017, Spencer launched SurplusFund.com, an education company teaching others everything he knew about surplus funds. While running that company, he amassed 5,000 students and an estimated $500,000,000 in total money recovered. Spencer is confident in his knowledge and expertise in the industry, which is why he states that investors can “sit back and collect checks.”
With a surplus fund business, you don’t have to purchase or manage inventory, run or pay for advertising, or even create a website. In addition, you’re not relying on platforms like Amazon Walmart, or Shopify as a way of earning money. For investors looking to create a 6-figure passive income stream on top of their current income stream, Surplus Cashflow is undoubtedly an opportunity worth exploring.
