Life today is a bit hectic. Big companies are always advertising their products, and many times people are tied down because their credit may not be good enough to buy the house or apartment they want, or the vehicle they need.
Fortunately, there is the help of people like Loren Leon, who is a Dominican immigrant raised in the Bronx. From the moment she arrived in the United States, she has worked tirelessly to achieve the American dream.
“I came to this country without papers and I was able to make six figures from my passion, which is credit repair.” Loren shares. “I have worked on everything from scrubbing toilets to washing clothes for the American dream. Living from paycheck to paycheck can make you desperate, depressed, but mostly sick. I want to take over the world by helping others achieve their dreams.”
Loren runs The Credit Assist, an independent financial services firm that offers credit repair service, as well as financial planning, tradelines, credit coaching, educational seminars and more.
Loren helps clients through a team that has years of experience setting financial goals and removing negative and inaccurate information from credit reports. They also help people with no credit.
“I ruined my relationship with my favorite sister who until this day does not speak to me because I used her information to co-sign on furniture for my first apartment. When my credit went down so did hers.” Loren explains. “We do not speak at all and the reason I started my business was because I was trying to repair that relationship.”
From that point on, Loren prepared herself in all matters related to credit repair in order to “repair” her still battered family relationship. In addition, Loren, who lived from paycheck to paycheck, felt that she could no longer work for someone else and build someone else’s dream.
Accordingly, Loren made the decision to go into the credit repair industry, where she could run her own business, be her own boss, fight for her dreams and not someone else’s, and have the time and financial freedom to help his loved ones and others.
“The biggest challenge when starting a business is to believe in yourself. It is hard when the people around you have an employee mindset and they are comfortable with a 9 to 5 job.” Loren says. “I started my business with exactly $50 bucks and as I grew so did my marketing.”
Another big obstacle was changing the way they interacted with clients due to COVID-19. However, thanks to the amazing team at The Credit Assist they were able to adjust effectively.
“Our customer service at The Credit Assist is like no other. Sometimes it’s not what you say, but how you say it that makes people feel good. Loren adds. “When people feel good they progress.”
Besides her credit repair company, Loren is also the author of The Credit Repair Guide for Beginners. In addition, she is a real estate owner and an investor, who sometimes works as a freelancer for large companies like Telemundo.
“I work a lot with the Latino community. I am the first Afro Latina of my family to break a generational curse. I now have a level of tranquility where I don’t have to worry about money or how I am going to pay my bills. I have achieved financial freedom because I don’t work for money, my money works for me.” Loren says.
In all that she does, Loren recognizes the importance of having the right mindset. She also stresses that it is important to know your business very well, and to always offer something that helps others.
“When starting your own business, you have to want it so bad that failure is not an option. You have to be ready to risk it all. Being your own boss is not for the weak. Wake up everyday and tell yourself you can do this.” Loren advises. “You also have to know your product, stop thinking about the money you are going to make and think about what you are offering. Everyone thinks it’s all about selling instead of thinking how the product or service could enhance someone’s life.”
Loren’s next projects include creating DIY credit repair books in Spanish tailored for the Latino community. She is also looking to give credit classes to high school students.
“It is important to give people the tools they need to succeed.” Loren states.
Find out more about Loren and the services she offers here.