In the world of financial management, part of the financial advisor’s job is to help clients find safe fixed income. Nathaniel Pulsifer wants to share a little-known option with financial advisors for their clients seeking a secure source of fixed income.
Pulsifer is the founder and partner of DCF Exchange and specializes in supplying financial advisors with higher-yield fixed income alternative assets from structured settlement annuities. Pulsifer aims to open the door for more financial advisors to consider these as an opportunity for their clients.
Through DCF Exchange, Pulsifer buys and sells payment streams from transferred structured settlements. These are term-certain and guaranteed payment streams backed by annuities from the best insurance carriers. When individuals choose to sell their payments, they do so at a discount to the present value. These discounted cash flows trade at a lower price and offer a higher yield than comparable period certain and fixed annuities.
“This is a very safe, low-risk way to ensure a stable rate of return and a secure fixed income for a set amount of time,” Pulsifer said. “These higher-yield fixed income alternative assets are a great option for retirement income, savings, or safe appreciation for risk-averse investors of any age.”
Many clients rely on fixed income to feel secure and give the peace of mind of knowing there is enough money to live on. These alternative assets are different from lifetime annuities which often come with lower yields, higher fees, or more restrictive penalties. For many clients, lifetime income annuities simply are not appropriate, and higher yield period-certain payment streams from DCF Exchange offer an excellent alternative.
Pulsifer specializes in finding payment streams from all across the country and then supplying them to financial advisors. As a well capitalized intermediary, DCF Exchange serves as a wholesale trader and purchases each of the assets in-house before offering them for resale. DCF specializes in high credit quality assets and only provides payments from the best structured settlement annuities, with top names like MetLife, Berkshire Hathaway, and John Hancock. DCF Exchange has experts across the country and ensures all consumer protection statutes are followed, and that each transaction follows state specific rules.
DCF Exchange opens up options for financial advisors to help them guarantee a fixed income for their clients with a higher yield and a lower price. DCF Exchange is a partnership between Pulsifer and Ross Pearlstone, a retired Wall Street institutional interests rates trader, math geek, and coding wizard. The DCF Exchange systems are sophisticated and highly effective, with online tools and technology to assist advisors and their clients. For financial advisors seeking to learn more, an application for appointment is available at DCFExchange.com, along with extensive guidance and information to ensure the best possible outcome for both financial advisors and their clients. Learn more about the different higher-yield fixed income alternative asset options available on the DCF Exchange website.