The government “stress test” and debt-to-income ratios are two of the most difficult aspects of today’s mortgage application process. In this day and age, more and more people are having difficulty getting approved for a mortgage at their usual financial institutions and want outside assistance. Customers are devastated by poor service.
A licenced mortgage agent or a bank are the two most common options for obtaining a mortgage in Canada. The largest banks, credit unions, trust companies, and financial institutions in Canada receive millions of dollars in mortgage business each year from licenced mortgage professionals. They provide their clients with access to hundreds of different mortgage products while a bank only has access to products offered by the institution itself. As a result, customers may rest assured that they’re obtaining the greatest possible deal on a mortgage, that suits their specific situation as a mortgage is not “one-size-fits-all”. When applying for financing, whether it’s to purchase a property, utilize equity from your current home, or re-finance to consolidate debt- it’s critical to have expert, unbiased counsel from a licensed mortgage agent.
Dominion Lending Centres has access to the greatest products and pricing across Canada, regardless of whether you are a first-time buyer or an experienced buyer with good credit. Dominion Lending Centres (DLC) is Canada’s leading mortgage brokerage, and its Neighbourhood brand is a subsidiary of DLC. DLC funds more mortgages than any other bank in Canada. They have access to more than 50 lenders, including the “Big Banks”, credit unions, trust companies, and private/alternative lenders. They search the market to discover the best mortgage product for their consumers.
Shareena says, “My services are free to clients, and the only time I need to charge a fee is if it is a private mortgage or we have to use an alternative lender due to credit, job type, etc. At the end of the day, I work for my client, not any one lender and will ensure that I put my clients’ best interests first.” Their rates are always competitive and they take great delight in ensuring that their clients obtain the best possible deal available. They also have a free mobile app that allows you to estimate mortgage payments for different scenarios, calculate closing costs, compare down-payment options, and get pre-qualified for a mortgage in less than 2 minutes. Shareena’s approach is simplistic and focused on streamlining the mortgage process to take the guesswork and stress out of obtaining financing for your home.
Throughout the buying or refinancing process, she walks the clients through the process step-by-step, providing pertinent information along the way. Whether in person or via video conference, she prioritizes getting to know her customers, their financial goals and the things that are most important to them so that she can deliver a mortgage solution that is personalized to their individual requirements. Closing transactions is not her goal; rather, she wants to build relationships that will last a lifetime. At the very least, she conducts an annual evaluation of each client’s mortgage to ensure that they are still in the best possible position, or if there are any other ways she can help them save money. Due to her extensive knowledge of the many lenders, she is able to save her clients both time and frustration.
Consolidating debt and educating clients on how much they may save by refinancing are some of the many ways she helps them save money. In order to help her clients make an informed decision, she is very open and honest. Amongst the many satisfied clients, one customer says “We have really appreciated Shareena’s complete and timely responses and her personable and professional manner. ” You just need to complete their secure application and they will be in touch at the earliest.
Source: Variance Marketing