Did you know that even high-net-worth individuals require mortgages? However, the truth is that the majority find it difficult to secure housing or commercial finance. It is easy to assume that with a portfolio worth several millions of dollars, obtaining credit would be a straightforward thing. The reality can be quite different.
That’s why Ruban Sohana has been at the forefront of helping high-net-worth individuals borrow money for growth of their property portfolio, especially those that get RSUs as a bonus under the Employee Share Scheme. Additionally, he helps them lower their repayments.
Ruban Sohan at a Glance
Ruban is the founder and owner of Win Square Finance, one of the best mortgage brokers specializing in investment, commercial property, and home loans.
He was one of the four finalists of the Finsure best commercial newcomer award for 2022. However, his journey in the industry can be traced back to when he first bought his commercial property in 2011. He had just started his retail business and was looking for a bank to lend him money. Unfortunately, he did not find it, so he decided to take vendor finance.
Since it was on a high-interest rate, he kept trying to get loan from major banks and three out of big4 rejected. Finally, Ruban secured a loan from a fourth bank, and when his friends in a similar situation heard about it, they started coming to him for help. So he could prepare everything they needed to get the loan successfully. Guess what? That is how he began, and after selling his retail business he started his mortgage broking full time.
You Can Borrow Money Now
Have you tried borrowing money but are unable, despite your high income? Or is your income type not rhyming with your lenders’ policies? You have nothing to worry about.
Ruban is already helping high-net-worth individuals borrow money even when things don’t fit the mould/policy because of length, type of employment, and income.
But why should you consider Ruban for help?
Because many banks would not use RSUs as a bonus under ESS, they wouldn’t use cash bonuses and commissions if you changed your job less than a year ago. Most banks refuse to use self-employed income if the current structure is less than two years old. That’s where Ruban comes in to help his clients get money.
Financial Benefit Is Here
If you are a professional like property investment strategists, accountants, buyers, or real estate agents, then Ruban would like to partner with you. He is passionate about helping his clients and takes the time to understand their situations. He is also well versed with lending issues and has on several occasions overturned files declined by the automated application system of the lenders.
Therefore, if you are looking for a residential or commercial loan, whether you are buying or constructing a commercial property for your business. Or subdividing or merging the titles, Ruban will help you achieve your financial goals.
You can connect to Ruban on Facebook.