Most borrowers consider the bank as the most obvious and reliable place to get a mortgage loan from. What those borrowers fail to consider is that most banks only deal with the crème de la crème of borrowers, namely triple-A clients with great credit or income backgrounds. Truth be told, a large number of borrowers won’t even qualify for a mortgage loan from the bank, and are instead likely to be shown the door. Thankfully, mortgage agent Tanya Cascun is helping her clients go straight from the bank’s door to the door of their new property, using her connections and expertise in mortgages to provide a wider and better selection of financing products, along with a custom solution that works according to their needs.
Tanya is a mortgage agent based in the GTA, and the founder of Alibi Lending, one of Canada’s newest trailblazing mortgage agencies. She grew up with a passion for real estate investments and eventually decided to dive into the lending side of the transaction, where she would put her over 10 years of industry knowledge to good use working with clients to build an investment strategy that helps them “close on a house of their dreams within their means”, and reach their financial or mortgage goals, according to her.
With access to hundreds of lenders including banks, credit unions, monoline lenders, trusts, alternative & private capital, Tanya is confident she can get the job done no matter how complex her client’s scenario is. That said, client scenarios can often be very complex. As mentioned earlier, some borrowers are still trying to get on their feet financially, and suffer from poor credit or income ratings. Other borrowers who are self-employed usually have all income tied to their business, and risk incurring a heavy task should they take the money out to get mortgage approval. Homeowner borrowers on the other hand may struggle with paying their mortgage off, or have no extra funds left for an important renovation or purchase. The common factor between the different client scenarios above is that their financial predicaments ensure that banks won’t clear them for a loan due to strict lending requirements.
Tanya explains how her clients’ many possible pain points push her to “…have a variety of options and be very competitive in the market. It also allows me to have access to lenders for those who have bad credit or low income. Most borrowers are scared to share financial information. They don’t want to be judged on bad financial habits. They are afraid they will not qualify for as much as they want. That’s where I come in. I am not here to sell you a mortgage, I am here to help you make the best decisions for your biggest financial investment.”
It’s Tanya’s expertise and inside knowledge of the mortgage market and its players that gives her unmatched insight into what kind of mortgage strategy works for her clients best. In fact, she’s built her reputation on covering all mortgage services and delivering personalized solutions that actually produce the intended results. “I continually build and cultivate lending solutions so that it can be a singular point of contact for clients and referral sources. My team and I are ultra-competitive in the residential mortgage space, but we are also known for our creative lending solutions and Niche Lending Programs.”
She explains further, saying “This includes finding the best terms for residential purchase, refinance and renewals, financing land acquisition and construction both residentially and commercially, lending solutions for Luxury Real Estate, lending solution for clients that are business for self, and private lending solutions. I’ll find the best lending terms and solutions regardless of the type of loan.”
With a trusty mortgage agent who covers all the bases and uses her connections to find the most suitable mortgage product, borrowers no longer have to worry about being left out to dry with regards to their financing needs. Toss out your mortgage and financial fears by touching base with Tanya Cascun, and let her guide you to the custom financing solution that works best for you, your lifestyle, and your budget.
Source: Variance Marketing