You’re doing yourself a disservice if you refuse to work with an independent mortgage broker. While banks might be the first place on your mind for a mortgage, large financial institutions tend to turn people away if they don’t meet their strict lending criteria. To add insult to injury, if you do pass their requirements, chances are they won’t give you the pick of the litter when it comes to mortgages. Independent mortgage agents on the other hand…
If you’ve ever made friends with a bouncer in the club, that’s what having an independent mortgage agent to work with feels like. Think of the club as the mortgage market. You want in. The only way to get in if the capacity won’t allow is to rub shoulders with your bouncer pal at the door. In the same way, approaching a trustworthy mortgage agent is key to gaining access to home loans that aren’t readily advertised to you. If you don’t have amazing credit, if you have a unique borrowing situation like owning your own business, or if you just aren’t seeing mortgages that will work for you, then a broker will be able to get you access to loans that fit.
So there you are, the mortgage club is right ahead, and thankfully, the person at the door is looking to get you in herself. Enter Daniela Calabretta, an Ontario-based veteran mortgage agent working with Mortgage Centre. Over the past 15 years of her career, she’s built up a reputation in the industry as a reliable source of honest and professional mortgage magic to over 2,000 homebuyers and homeowners all over Ontario.
A native of Venezuela , Daniela knows just how hard it is for first-time homebuyers in Canada, especially those new to the country, to land a new home. It’s for that reason that Daniela works closely with lenders and realtors all over Ontario to negotiate the best mortgage deals for their clients. She explains in detail herself, telling us “An honest and good mortgage broker will help you assess your financial situation and prepare you to transform your live or take risks. I often talk to lenders and realtors to update myself on new products and offers. This also helps me when I negotiate during the offer process and the offer competition. Then, I apply my problem solving skills to help people and new immigrants with one of the most important investments in their lives: financing a new home or property.”
The Ontario-based agent has worked hard over the years to provide the kind of results her clients laud her for. For her clients, what she can do for their mortgage journey is like wizardry. But, it’s really the result of years of consistent learning and growing as a professional. “It takes time to consistenly make a difference with clients to be able to have a good network. My clients are my referrals and I take the time to really build that trust. Years, sometimes.” Now, Daniela has connections to over 25 different lenders, making her uniquely suited to guiding her clients to the financing product that suits them best.
Put simply, landing the right mortgage is about having the right agent by your side to help. With that, we’re back in front of the mortgage club- what’s it going to be? You can wait outside while other homebuyers like you give their mortgage agents a wink and cut the line… Or, you can touch base with Daniela Calabretta and her team at Mortgage Centre to head straight on in to start your mortgage financing journey.
Source: Variance Marketing