fbpx
Connect with us

Executive Voice

3 Tips to Maximize Compensation After a Car Accident from Personal Injury Attorney Harrell Gunn

Licensed drivers know that they need to carry insurance on every vehicle they own. While the specific requirements vary from state to state, it is common knowledge that at least liability coverage should be purchased for any vehicle that is on the road. There is a lot about insurance that people do not understand, and sometimes a decision made to save a few bucks on a policy can mean the difference between compensation or lifelong debt after an accident.

One question that lawyer Harrell Gunn, founder of Gunn Law Group, LLC often sees in his practice is: “How can I prevent myself from getting shortchanged in an unfortunate event like a car accident?” This issue comes up because insurance is complicated, and after a traumatizing event like a car accident it can feel like adding insult to injury when someone finds out their compensation options are inadequate due to insurance policy limits.

Gunn wants people to know that there are decisions they make about insurance coverages at the time of purchase that can be a major limitation when it is time to get compensation after an accident. He has seen clients who end up with crippling debt, even liens on their homes after being injured in an accident and not getting enough compensation to pay their medical bills. Gunn wants to help people choose better coverage from the start, and knows three main ways people can protect themselves with better insurance coverage.

Uninsured and underinsured motorist coverage – The law allows for drivers to turn down uninsured motorist coverage, meaning that many people do not have it because it costs more than liability coverage. Uninsured motorist coverage will protect you if you are involved in an accident with a driver who has no insurance. If you do not have this coverage and this type of accident occurs the money to cover damages and medical bills will come out of your own pocket.

Underinsured motorist coverage is an option that can be added to your policy that protects you if another driver hits you and has liability limits that do not cover the medical or property damage costs fully. Both options cost a little bit more in a policy, however, can truly be a safety net when an accident occurs.

Medical payments coverage – Medical payments coverage is an optional part of an insurance policy that will help pay for any medical costs from an accident regardless of who caused the accident. This coverage covers the policyholder and can extend to cover people who are passengers in a car, can cover funeral costs, and post-accident care, as well as injuries when someone hurt in an accident is a pedestrian or bicyclist.

Picking the best type of insurance and having enough insurance – Minimum coverage is not the best coverage, and while it seems tempting to save money with the cheapest option, that is usually not the best option to have when an accident happens. Really understanding what the limits and options of your policy are before you buy it and asking about options like uninsured motorist, underinsured motorist coverage, and medical payments, these choices can make all the difference should the worst-case scenario occur.

Gunn points out that these options protect clients and give lawyers more to work with when negotiating compensation after an accident. His goal is to get clients the most compensation possible and to ensure no one gets short changed after an accident. Learn more about Gunn and how he can help after a car accident or personal injury on his website.

I am an avid traveler and loves writing. I love writing about beauty and fashion. When I am not traveling or writing, you'll find me modeling.

Advertisement defi

Join Disrupt Magazine

defi
Become A Disrupt Contributor

Most Disruptive

tezos and NFT tezos and NFT
NFT3 weeks ago

Beginners guide to NFTs: What are non-fungible tokens?

You have probably heard the word NFT hundreds of times so far. At first glance, you thought it only had...

Sports + Gaming2 months ago

What Motorcycles Are Good For Long Trips?

Motorcycles are all about freedom. But the question is: how often do we really go out there and enjoy the...

Executive Voice2 months ago

3 Ways Maternal Instincts Give Women In Leadership An Advantage

As the landscape of gender roles continues to be redefined, these 3 experts agree that their maternal instincts provide an...

Executive Voice3 months ago

The Queen of Title: How Powerplayer Rachel Luna is Disrupting the Title Industry Through a Modern Approach

Rachel Luna has made quite the name for herself within Texas’s title real estate business as the Title Queen and...

Executive Voice3 months ago

Nancy Almodovar: The Latina CEO Who is Disrupting the Status Quo of the Luxury Real Estate Market

It comes as no surprise that Nancy Almodovar, the CEO and founder of Nan and Company Properties, is one of...

Business3 months ago

How To Nurture Talent Within Your Business

Your business can only succeed with talented workers on the payroll. Luck and even strong economic conditions will only get...

NFT3 months ago

Solana’s value plummets below $98 due to a Wormhole Exploit

Many people thought blockchain technology was robust, secure, and virtually “unhackable.” However, the crypto world has faced several hacking incidents...

NFT4 months ago

Polly Kole, The Beauty With Gifted Hands Tycoon Of NFT Sculptures

In a society full of stereotypes, people clinging to appearance and disregarding one’s achievements is the magnificent Polly Kole stunning...

gold and black round emblem gold and black round emblem
Cryptocurrency5 months ago

Bitcoin’s Volatility Explained

Since cryptocurrency was introduced in 2009, it has become a very controversial subject for both critics and supporters. One of...

News5 months ago

Spider Man; No Way Home’, Crushes Box Office Estimates Generating A Mammoth $253 Million In North America.

After only 3 days in the cinemas, the latest and last Spidey outing disrupted the international market as the highest-grossing...

Trending

Copyright © 2020 Disrupt ™ Magazine - Disrupt is a Minority Owned Privately Held Company

Disrupt ™ is the voice of Latino entrepreneurs around the world. We are part of a global movement to increase diversity in the technology industry and we are focused on using entrepreneurship to grow new economies in underserved communities around the world. We enable millennials to become what they want to become in life by learning new skills and leveraging the power of the digital economy. We are living proof that all you need to succeed in this new economy is a landing page and a dream. Disrupt tells the stories of the world top entrepreneurs, developers, creators, and digital marketers and help empower them to teach others the skills they used to grow their careers, chase their passions and create financial freedom for themselves, their families, and their lives, all while living out their true purpose. We recognize the fact that most young people are opting to skip college in exchange for entrepreneurship and real-life experience. This Podcast was designed to give them a taste of that.