There’s no denying that a house is an essential need, but we understand that it is made difficult because of the rising costs and high mortgage rates. A good mortgage agent understands your specific needs, goals, and desires and helps you land the mortgage deal that best suits your financial needs! Jaime “Jay” Mercado from GTA Loans, licensed across the province of Ontario, Canada, and affiliated with Real Mortgage Associates, has just the experience and know-how to make that happen.
Jaime’s passion is exploring his clients’ needs and objectives and providing them with the best possible mortgage solutions that fit their financial needs perfectly. While providing his services and utilizing his experience, he guides and shares his insights to make the home loan process simple and understandable for his clients.
Jaime serves borrowers looking to obtain a residential or commercial mortgage, construction, rent-to-own, or reverse mortgage. Whether you are a first-time homebuyer looking forward to purchasing your dream home or a homeowner trying to refinance or take out equity from your home, you can rely on him to provide you with the best mortgage package.
Jaime also helps clients who have a hard time qualifying for a mortgage with hard-to-prove income or poor credit history. He makes the mortgage process less complex and complicated for them and gets them the best terms possible..
Jaime does not just provide residential mortgage options but also commercial mortgage solutions to purchasers of commercial buildings and apartment building owners who are looking to refinance or take equity out of their property. He also has an exclusive “no monthly payment” construction loan for residential and commercial builds.
We asked Jaime what other services he is capable of providing, he answered: “Aside from residential and commercial mortgages, I also offer a rent to own program for people who have poor credit and not a lot of available funds for the down payment, but have good income. I also offer the CHIP or reverse mortgage for people 55 and up with built-up equity in their homes.”
Most of the time, people looking for mortgage options expect great customer service and great response time. A good number of them will call different mortgage brokers in an attempt to shop for the lowest possible rate, but, mostly it results in frustration for them. They might end up in a haphazard mortgage that doesn’t really solve their problem and sometimes end up making their situation worse. “One thing that I wish borrowers would realize is that not all mortgage brokers are the same, but as long as they’re dealing with a knowledgeable, competent one who’s really looking out for them, that’s really all you need. If the mortgage broker knows his stuff, he would be able to do a proper assessment of a client’s situation and get them the best rate and terms available to them.” Jaime says. “A good mortgage broker is like a personal shopper for mortgages, he not only deals with institutional lenders like banks, credit unions, etc, but also has access to a pool of private lenders that could provide the best rates and terms in any given situation. I myself make it a point to not pull a client’s credit bureau unless absolutely necessary, as multiple pulls would have a derogatory effect on their credit. One pull, one call should do it all. “
Having the right mortgage for your family is without a doubt an essential need, and Jaime Mercado at GTA Loans has the honesty, devotion, experience, and ability to track down the mortgage options that fit your financial goals and get you the right financial solution.
We understand that you might not just believe that Jaime can get you the best rate and terms according to your situation, so it’s best to book a free, no-hassle consultation now to see for yourself and discuss the mortgage options available that best suit your complex situation and ease your doubts. Jaime concludes, “The role of your mortgage broker is vital to whether your mortgage funds or not, so it’s in your best interest to make sure you’re dealing with the right one!”.
Sourced: GTA Loans