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Cheapest Credit Cards in Norway in 2022

Having a credit card has its own pros and cons. A credit card offers easy options when you want to buy something and do not want to spend your whole money at one time. Apart from them, the number one benefit of having a Kredittkort is that it serves huge discounts, cashback, and installment options.

Credit cards are a convenient and easy way to borrow funds. By using the credit card, you can pay a merchant, and promise to pay the card issuer the money borrowed. Credit cards vary in cost, provider, type, and interest rate. Listed below are selected credit cards available in Norway, and their annual costs. They range from 0.00 to 0.00 NOK. We hope this information helps you choose the right card for your needs!


The N26 is a new Norwegian credit card provider focused on international use. It doesn’t charge fees for most international transactions and ofers an 18-gram metal card. Its features include no foreign exchange fee, unlimited spending on your card, no foreign ATM withdrawal fees, and no monthly minimum balance. It also ofers a variety of payment methods, including contactless debit cards, electronic money transfers, and weekend transactions in foreign currency.


With a no annual fee, the N26 is a new bank ofering low-cost credit cards. You can choose from four account types, including free Standard, You, Metal, and Business. The Standard plan comes with no monthly fee and ofers a free virtual or physical card. The N26 bank card is available in a number of European countries, including Austria, Denmark, Estonia, Finland, Germany, Ireland, Liechtenstein, Portugal, Slovakia, the Netherlands, Poland, and Slovenia.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a great option for casual travelers. It ofers two miles per dollar spent on everyday purchases and fve miles per dollar spent on travel through Capital One Travel. While the annual fee and points value on both cards are similar, Capital One’s card is more valuable when you book travel through the issuer’s travel portal. The downside of the Capital One Venture Rewards Credit Card is that it has diferent travel partners.

The Capital One Venture Rewards Credit Card gives 2 to fve miles per dollar spent. This card comes with no foreign transaction fee and no booking restrictions. However, it does have an annual fee of $95 and requires good credit to be approved. Those looking for a co-branded airline credit card should consider the Lufthansa Credit Card or the British Airways Credit Card.

Visa prepaid card

A Norwegian resident can apply for a Visa prepaid card for as little as 200 kr, and this card is among the cheapest credit cards in Norway in 2021. A person with a 400,000kr salary can get a 40,000kr credit limit. This limit may be slightly higher than that. The card has an annual fee, called arsavgift. The cost of borrowing money over a year is refected in the statuary statement, which shows the cost of borrowing a certain amount of money.

NetSpend’s Visa prepaid card is a good option for travelers who don’t want to pay per transaction or monthly fees. They also ofer a prepaid card for travelers, so they can top up before they go. Then they can top up in dollars at home and switch to their desired currency when they’re abroad. It’s as simple as that.


A new card is on the way from Norway: Wise. Customers will be able to send and receive money with Wise. The transfer time depends on the payment method and currency pair, but it can take between one and two business days. Wise also requires a social security number and the recipient’s full address to send money.

Users can even receive money by email. To sign up for Wise, simply go to their website and register for a free Wise account.

The card comes with some disadvantages, however. One of the main disadvantages of Wise is that it has no ATM machine or debit machine. It only supports online banking, which means you can make and receive payments online. Wise is not available in all countries. In Norway, however, it is one of the cheapest credit cards. In other European countries, Wise is gaining in popularity.

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