These days, navigating the maze that is the Canadian mortgage market is difficult and time-consuming for homebuyers to do on their own. Without in-depth knowledge of the market, one may as well be blindfolded while getting through their mortgage process. Obviously, this unassisted mortgage journey is something homebuyers unfamiliar with the mortgage market should want to and ought to avoid.
Instead, those homebuyers can look to connect with a reputable Mortgage Broker who knows the mortgage market like the back of their hand. Armed with industry knowledge, and the right connections to various lenders, an expert mortgage agent can easily help any homebuyer find the perfect mortgage product to suit their unique situation and needs.
Roger Grubb is a 15-year veteran of the mortgage industry currently serving mortgage solutions to people all around the GTA. He is the founder of his own mortgage brokerage, Main Street Mortgages, which operates under the Mortgage Alliance banner. As a highly experienced Mortgage Broker, Roger works with a focus on saving his clients their “time, money, and resources” by providing tailored financing solutions that adjust to each of their needs and goals.
Roger then took the opportunity to tell us more about his brokerage’s operations, saying “We utilize our skills, abilities, and knowledge of the Canadian real estate and Mortgage market to successfully navigate the ever-changing mortgage landscape to help our clients achieve their goal of homeownership, debt freedom, and wealth-building by investing in real estate. Our company’s motto is ‘We Create Wealth’ which means we are saving you money, making you money, and guiding you on the most effective ways to utilize leverage to build your wealth.
We then touched on the brokerage’s goals, with Roger telling us that “We have primary goals for purchasing and refinance. For purchasing, the primary goal is to see them purchase their home with as little friction as possible with the most favorable terms possible at the lowest cost possible. For refinancing, the goal is to successfully arrange and close the mortgage with a lender with as little friction as possible, with the most favorable terms possible, and at the lowest cost possible. If successful, the mortgage will allow them to minimize their debt and increase their cash flow by lowering their payment.”
Apart from residential purchasing and refinance, Mortgage Alliance- Main Street Mortgages also provides a full list of mortgage services, which Roger lists down for us: “We also provide mortgage financing solutions to complete the purchase and/or refinance of Commercial properties (Multi-Residential, Industrial & Office Condos, Mixed Use, Student Housing, Farm/Agricultural and more). Additionally, we also offer opportunities for individuals to passively invest in Real Estate by utilizing Registered (RRSP’s, TFSA’s) and Non-Registered funds to generate exceptional returns by funding mortgages which are secure investments.”
Finally, on the topic of what separates his brokerage from others like it, Roger then explained his company’s 5-step process and excellent service, “My team and I use a consultative approach to gain insight into what the client is really looking to achieve. We employ a 5 step process where we first connect with/get to know the client and their motivation, then assess the situation and set realistic expectations. Following that, we gather information, and then connect with the lender to secure the commitment and term 5) Finally, we get the funding! Our systems keep the client informed every step of the transaction to ensure they are in the loop so no surprises and our team works to proactively ensure that the path is clear and anticipates any potential challenges and works to overcome them.”
Closing on a mortgage may sound like the finale to many homebuyers, but the reality is what matters most is closing on the RIGHT mortgage product and using it to boost your finances and create wealth for you and your family. In your search for the perfect mortgage product, connect with Roger Grubb and his team at Mortgage Alliance – Main Street Mortgages for a tailored mortgage strategy that you can use to generate wealth and success.
Source: Variance Marketing