“Hey there. My name is Ania, and I want to see where you are going to live next!“
Ania Moskwinski is not like any other real estate agent. So she went ahead and described herself, and she said, “I bring a unique blend of fashion, design, photography, sales and marketing, and a start-up mindset. I’m unapologetically me — a mix of Silicon Valley, brutal honesty, startup culture, and old-world values, which have helped me successfully serve my clients over the years.
‘Old world values, Ania?’ YES. I treat people by the Golden Rule and do everything with integrity. I picked up these values from my father by watching him grow his small business from 2 to 100+ people in Poland. He taught me how to do things the RIGHT WAY. And treat your customers like FAMILY.
I am very involved in the Bay Area community, not only as a Full-Service Real Estate pro but personally. I’ve been a Bay Area resident for over 16 years, serving San Mateo County and Santa Clara County. When you work with me, you will get all of the resources, connections, love, and support you need to Buy or Sell a home in the Bay Area.”
Ania chose this career because she loves growth and hustle (startup mindset) and can be in charge of her career. She said, “I love people and being able to impact their lives in positive ways—it makes me feel accomplished. It’s so rewarding when someone says ‘thank you for your help.’ The more people I help, the better chances of me leaving a legacy I can be proud of.”
For Buyers Who Wants to Work with Ania, they will get:
➤An expert in real estate deals and pairing clients with their dream homes!
➤A First Time Home Buyer expert will walk people through the home buying process.
➤An organized professional who explains the various documents and procedures people will experience throughout the home buying process.
For Sellers Who Wants to Work with Ania, they will get:
➤A comparative market analysis of their home to determine fair market value and the best listing price.
➤A comprehensive marketing plan, communication, follow-up, and a commitment to maximizing marketability.
➤The best marketing & advertising success plan to boost exposure and attract multiple buyers.
She primarily serves Santa Clara County. And here are her reasons why people need to move and live here:
1. A Risk-Seeking Growth Mindset Silicon Valley is the home of geniuses in hoodies, ‘Rockstar CEOs,’
and the whole idea of ‘disruption,’ now a global buzzword. Ania explained, “You will find a mindset based on the idea that you can reinvent an entire industry and change the world for the better. If someone says it can not be done, there will always be someone in Silicon Valley who can do it and make it happen. In addition, the entrepreneurial spirit across all industry players is all about innovation, risk-taking, and embracing failure. Where else will you find such a dense population of visionaries and mavericks? Being surrounded by these role models fuels creativity, passion, and technological breakthroughs.
2. A Powerful Startup Network.
The Silicon Valley network of founders, investors, and highly skilled talent form a unique symbiosis connecting a revolutionary mindset to an optimal milieu of innovation and entrepreneurship. The high concentration of early adopters, corporate innovation outposts, and tech giants combined with like-minded entrepreneurs optimizes product-market fit and accelerates growth. Moreover, as people sincerely believe in the power of networking, Silicon Valley provides a fast-tracked exchange of knowledge, introductions, and strategic advice. “Let’s also not forget that Stanford University influences the Valley, which has enabled the foundation of 40,000 companies since the 1930s.”
3. World’s Largest Pool of Venture Capital.
Silicon Valley boasts the world’s top venture capital and angel investors. Bay Area startups attracted $45.9billion worth of funding in 2019 alone, which is more than a third of all U.S. venture capital – not to mention that almost 1/4 of the world’s unicorns originated in Silicon Valley. The risk-seeking angel or venture capital mindset promotes high-speed development and hyper-growth companies. In addition, investors like to provide what is called “smart money,” a combination of funding and in-depth business advice. Money does not grow on trees here but is available to those who have grit.
Ania works with everyone, but she mostly enjoys working with goal-oriented, driven engineers.
When asked about the real estate market, she responded, “As we move into the latter half of the year, questions about what’s to come are top of mind for buyers and sellers. Near record-low mortgage rates coupled with rising home price appreciation kicked off a robust housing market in the first half of 2021, but what does the forecast tell us about what’s on the horizon?
Mortgage Rates Will Likely Increase, but Remain Low
Many experts are projecting a rise in interest rates. For example, the latest Quarterly Forecast from Freddie Mac states:
> “We forecast that mortgage rates will continue to rise through the end of next year. We estimate the 30-year fixed mortgage rate will average 3.4% in the fourth quarter of 2021, rising to 3.8% in the fourth quarter of 2022.”
However, even as mortgage rates rise, the anticipated increase is expected to be modest and still well below historical averages. So rates remaining low is good news for homebuyers who are looking to maximize their purchasing power. The same report from Freddie Mac goes on to say:
> “While higher mortgage rates will help slow the pace of home sales and moderate house price growth, we expect overall housing market activity will remain robust. Our forecast has total home sales, the sum of new and existing home sales, at 7.1 million in 2021….”
Home Price Appreciation Will Continue, but Price Growth Will Likely Slow
Joe Seydl, Senior Markets Economist at J.P. Morgan, projects home prices to continue rising as well, indicating buyers interested in purchasing a home should do so sooner rather than later. Waiting for rates or home prices to fall may not be wise:
> “Homebuyers—interest rates are still historically low, though they are inching up. Housing prices have spiked during the last six to nine months, but we don’t expect them to fall soon, and we believe they are more likely to keep rising. If you are looking to purchase a new home, conditions now may be better than 12 months hence.”
Other experts remain optimistic about home prices, too. The graph below highlights 2021 home price forecasts from multiple industry leaders:
Inventory Remains a Challenge, but There’s Reason To Be Optimistic
Home prices are rising, but they should moderate as more housing inventory comes to market. However, George Ratiu, Senior Economist at realtor.com, notes there are signs that we may see the current inventory challenges lessen, slowing the fast-paced home price appreciation and creating more choices for buyers:
> “We have seen more new listings this year compared with 2020 in 11 of the last 13 weeks. The influx of new sellers over the last couple of months has been especially helpful in slowing price gains.”
New home starts also show signs of improvement, which further bolsters hopes of more options coming to market. Robert Dietz, Chief Economist at the National Association of Home Builders (NAHB), writes:
> “As an indicator of the economic impact of housing, there are now 652,000 single-family homes under construction. This is 28% higher than a year ago.”
Finally, while it may not fundamentally change the market conditions we’re currently experiencing, another reason to be optimistic more homes might come to market: our improving economy. Mark Fleming, Chief Economist at First American, notes:
> “A growing economy in the summer months has multiple implications for the housing market. Growing consumer confidence, a stronger labor market, and higher wages bode well for housing demand. While a growing economy and improving public health conditions may also spur hesitant existing owners to list their homes for sale, it’s unlikely to significantly ease the super sellers’ market conditions.”_
Ania gave some pieces of advice to first-time homebuyers; here’s what she said:
- “Before you begin looking, consider the type of residence that will serve your needs, what you can afford, how much financing you can secure, and who will help you conduct your search.
- Find a professional real estate agent who will help you navigate through the process and help you understand how the market behaves.
- Prepare yourself emotionally for bidding wars.
- Know that the asking price is not the price that will get you a house.
- Buying a home involves finding the property, securing financing, making an offer, getting a home inspection, and closing on the purchase.
- Once you’ve moved in, it’s vital to maintain your home and also keep saving.”
Home buying can be a stressful experience. After all, a lot can go wrong. However, people can reduce home-buying stress by taking concrete steps to counteract anxiety. Here are a few to consider.
- Find the right real estate agent by asking friends and family for recommendations and interviewing two or three potential agents.
- “Familiarize yourself with the purchase agreement that your agent uses so that you’ll be familiar with the terminology when it’s time to make an offer.”
- “Ask your agent to walk you through the homebuying process, including the necessary paperwork and the problems that could arise.”
Call Ania Moskwinski now at (408) 4774704 to get her expertise in the real estate industry or send her an email at email@example.com.
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