Sports insurance for aerial acrobatics
Aerial acrobatics is a rather rare, but fascinating and interesting sport for many, since grace, ease of movement, and fortitude are manifested in it. However, as in any other sports field, there are various kinds of injuries, some of which can lead to long-term and financially costly treatment and rehabilitation.
Sports insurance for aerial acrobatics is an effective and reliable tool in order to completely protect yourself from a possible accident. The insurance policy will provide reliable and stable payments in case of any injury.
What is covered by insurance for aerial acrobatics
Insurance for aerial acrobatics fully or partially compensates for the costs of the insured event received during the competition, training sessions during the insurance period. Our service offers to buy insurance for aerial acrobatics with insurance coverage “Worldwide” for athletes of any age, our service has developed a package for children with coverage 24/7.
Let’s take a closer look at what aerial acrobatics insurance covers:
- Personal injury in case of NA (accident);
Complete or temporary incapacity due to illness or NA;
Disability group caused by NS or illness;
Hospitalization in case of illness or accident;
Surgery due to NS or illness;
Disease in connection with the professional activity of an athlete;
Thermal damage resulting from an accident;
Death due to illness or NS.
These insured events involve the receipt of insurance compensation. The amount of payment is calculated according to the table published in the Insurance Conditions.
Injuries and causes of injury during aerial acrobatics
Sport as a professional occupation is always the probability of injury. Daily training and competition expose the body to severe stress, as a result of which every careless movement can lead to professional injury.
During aerial acrobatics, athletes are most often faced with:
- Sprains; Tears of muscles and ligaments; Dislocation of the joints;
Injuries to the hip joint;
Contusions of soft tissues;
Traumatic brain injury.
Traumatologists consider the most frequent causes of injuries to be a violation of the load schedule, as well as deviations from safety and sports discipline requirements. But even compliance with the regime and safety rules does not guarantee the athlete the absence of injuries and occupational diseases.
The cause of injury to athletes is sometimes just one awkward movement, for example, in bad weather or exercising in uncomfortable clothes. In this regard, coaches and sports mentors advise taking out insurance for aerial acrobatics, which makes it possible to receive financial compensation commensurate with the degree of injury, this will make it possible to pay for recovery procedures and get help during a period of disability.
- Aerial acrobatics insurance benefits
Payments for sports insurance for aerial acrobatics are calculated necessarily taking into account the severity of the injury, the treatment performed, and the package of insurance services. In case of obtaining a disability group, as well as in a state of complete permanent incapacity for work, as in the case of the death of an athlete, the insurance payment will be 100% of the insurance amount.
Also, a child who has a disability of any group will receive the full amount of insurance. Upon receipt of temporary incapacity, as well as the risk of hospitalization, the payment is made for each day of treatment and is calculated as a percentage of the amount of insurance coverage. For the rest of the insured risks, the amount of compensation is calculated in accordance with the table of insurance payments.
- How long do you need to take out insurance for aerial acrobatics?
On Sport. insure, aerial acrobatics insurance can be purchased for any selected period from one day to 1 year, for regular training and competition. The required period for obtaining insurance depends on the personal wishes of the athlete. Some take out a policy only for the period of one competition, others buy an annual policy so that during the year there is an opportunity to train and participate in aerial acrobatics competitions both in the Russian Federation and abroad.
The insurance period before taking out insurance can be found in the calculator of our service. To do this, you need to know that the most reliable and profitable choice will be sports insurance for aerial acrobatics for 365 days because having issued it, you will not need to take out additional insurance for everyday classes in the gym or going abroad for training camps or competitions.
What to do in the event of an insured event
In the event of an insured event, the insured person is obliged to urgently go to the hospital for medical help. After being discharged from the hospital, you need to get a certificate-extract of the sample established by S.K., collect and prepare other evidence confirming the event of an accident and contact the insurance company for payment.
The list of required documents, as well as the complete algorithm of actions, is published on the Insured event page.
Electronic sports insurance
In accordance with the law of the Russian Federation, electronic insurance for aerial acrobatics is an official and fully legal document that entitles the insured person to reimbursement of insurance compensation under the contract.