fbpx
Connect with us
Apply Now

Executive Voice

Wes Paul and Uptrend Credit: This Entrepreneur Helped Nearly 1,000 Build Their Credit During The Pandemic

Credit, for many this word is a source of pain and anxiety, and for good reason. In the United States alone, nearly 40% of adults carry credit card debt to the tune of 930 Billion dollars. While this number is staggering, it does not paint a completely accurate picture. While many struggles with maintaining their credit, there are many entrepreneurs that have learned to leverage credit cards to build and invest in profitable businesses. One of these entrepreneurs is Wes Paul. Wes is a serial entrepreneur who is determined to help people gain control of their finances and fuel their dreams by learning to master their personal and business credit. Through his business, Uptrend Credit, he has helped almost one thousand people to improve their credit and find financial stability since 2020. Recently, he launched his mastermind event to further the reach of his mission.

His Story

Several years ago, Wes found himself in a very difficult place. “I had just started a job as a server when Covid shut down the economy.” Although he was out of a job, he was determined to take control of his life. Taking a good look at his life, he decided to leverage his knowledge and experience in personal finances and credit – a skill he had studied extensively and applied in his personal life. Establishing his business as Uptrend Credit, he was quickly able to build a strong clientele base by helping people to navigate and build their personal credit. That’s when he saw a second opportunity- helping aspiring entrepreneurs to build their dreams by leveraging through credit. In 2021, I started getting aspiring entrepreneurs funded through government grants, loans and other programs. That turned into my second business Uptrend Credit Business.” Since launching that second business, he has already helped over 400 entrepreneurs to succesfully fund their business ideas.

Three Ways To Leverage Credit

While there are a lot of steps and processes that go into leveraging and mastering your credit. Here are three tips that Paul believes can help anyone start using credit the right way.

  1. Don’t use your debit card. Many people in an attempt to avoid late charges and racking up a massive credit card balance will only use debit cards for their purchases. While this method certainly helps avoid accumulating debt, it also has its downsides. “You want to build your credit and gain rewards by using your credit card for everything you can.” With cash back,travel points, and shopping credits, credit cards essentially offer a discount on life. The only catch – make sure you pay off that balance!
  2. Make payment on time. Building a positive relationship with credit companies and banks is important. The best way to do that is by making sure to pay your credit lines on time is important. “Paying on time shows the banks that you are responsible with your debt.”

When it comes time to buy a house, a car, or other big purchase, on time payments will be one of the first things they consider.

3. Credit is king. While many believe the adage that cash is king, Paul believes that simply isn’t the case- at least not anymore. “Cash Flow is the mother; credit is the father. Together, the build children called generational wealth.” As he seeks to empower and educate people on the benefits of leveraging credit the right way, Paul is looking to help his clients build sustainable wealth.

What’s Next?

Paul is dedicated to providing his clients with the very best options in credit services and education. One of these services is his latest event called the Mastermind weekend.

A three day mastermind being hosted in Miami the 17-19th of July, Paul is looking to bring several experts in credit, personal development and finance, lifestyle marketing and more. “The goal is to really create something that helps to educate, enlighten, and empower people to live better lives.”
One of the highlights of this event will be a live music video recording for Wes and his Uptrend Credit brand.

If you are interested in learning more about Uptrend you can visit their webpage here. You can also visit the Mastermind Weekend event page for more information on the event and future events

If you are interested in learning more about Wes Paul, you can follow him on Instagram.

Continue Reading


Copyright © 2022 Disrupt ™ Magazine is a Minority Owned Privately Held Company - Disrupt ™ was founder by Puerto Rican serial entrepreneur and philanthropist Tony Delgado who is on a mission to transform Latin America using the power of education and entrepreneurship.

Disrupt ™ Magazine
151 Calle San Francisco
Suite 200
San Juan, Puerto Rico, 00901

Opinions expressed by Disrupt Contributors are their own. Disrupt Magazine invites voices from many diverse walks of life to share their perspectives on our contributor platform. We are big believers in freedom of speech and while we do enforce our community guidelines, we do not actively censor stories on our platform because we want to give our contributors the freedom to express their opinions. Articles are not commissioned by our editorial team, and opinions expressed by our community contributors do not reflect the opinions of Disrupt or its employees.
We are committed to fighting the spread of misinformation online so if you feel an article on our platform goes against our community guidelines or contains false information, we do encourage you to report it. We need your help to fight the spread of misinformation. For more information please visit our Contributor Guidelines available here.


Disrupt ™ is the voice of latino entrepreneurs around the world. We are part of a movement to increase diversity in the technology industry and we are focused on using entrepreneurship to grow new economies in underserved communities both here in Puerto Rico and throughout Latin America. We enable millennials to become what they want to become in life by learning new skills and leveraging the power of the digital economy. We are living proof that all you need to succeed in this new economy is a landing page and a dream. Disrupt tells the stories of the world top entrepreneurs, developers, creators, and digital marketers and help empower them to teach others the skills they used to grow their careers, chase their passions and create financial freedom for themselves, their families, and their lives, all while living out their true purpose. We recognize the fact that most young people are opting to skip college in exchange for entrepreneurship and real-life experience. Disrupt Magazine was designed to give the world a taste of that.