Leveraging smart financial planning and offering alternative and private placement investments that may help reduce exposure to unnecessary downside risk
Aloha Wealth Partners, a wealth management firm, is paving new ways of placing funds for business owners and accredited investors. The basis of their services stems from financial planning and extends to private, strategic investment management and diversifying client assets.
Skyler Stokes, Founder and President, shares that “a sense of stability for investors is what we’re aiming to accomplish right now. The reason is that the recent volatility of the stock and bond markets pledge potentially massive risks. Hence, the need to create a diversified, well allocated and smart retirement portfolio.”
So, what is the crux of the services, then?
The purpose is strive to provide a relatively stable haven for investible funds for accredited investors and business owners. The goal of consistent returns is like the fresh scented breeze of plumeria that keeps the mind and ease and sweeps away the financial worries of clients. The initiative serves both individuals and businesses, helping with financial, investment and real estate planning.
The Individual Solutions
The team of specialists at Aloha strives to bring clarity, balance and focus to individual investors. They do so by meticulously designing a manageable and actionable financial plan. The very first order of business is getting to better understand the clients needs and determining their compatibility. They put forth their scope of services and expectations. Then the team proceeds towards gathering personal and financial information, understanding the circumstances of the client’s short-term and long-term objectives.
What goes into the financial plan? Once the nitty-gritty is known, the team tackles the finer nuances, starting with income and debt considerations. They further delve into the risk profiles and insurance reviews, estate planning an family protection. The third layer involves a robust investment analysis, retirement needs, goals and tax considerations.
Skyler Stokes says that “every individual’s situation is unique, and embracing and respecting their individuality is the brilliance that is humanity”. Hence, getting to know one another is paramount in forging a long term and trusting relationship. Also, the circumstances, objectives and requirements differ for every individual and require detailed guidance when offering best in class services.
The Business Solutions
When it comes to offering investment solutions to businesses, the specialists provide varied services. Aloha Wealth Partners caters to corporate retirement plans, employee benefits and exit planning solutions.
Business owners are driven and independent. They blend their unique skill sets and weave them into their personal lives with a passion and commitment to problem-solving. Given this realization, the financial planners at Aloha assist these owners by helping work toward a lifestyle that blends perfectly with their personal, financial and business areas before and after transitioning into retirement.
According to the 2017 State of Owner Readiness study, 88 percent of business owners lack a written plan for transition out of ownership. Plus, 80 percent have never taken advice regarding positioning the business exit. A whopping 70 percent are unaware of after-tax funds required for sustaining their retirement. The team at Aloha is here to change that via collaboration with the client’s other strategic and advisory partners like CPAs, Tax Attorneys, Insurance Professionals and others.
Real Estate Investing
For accredited real estate investors, the IRC Section 1031, known as a “like-kind” exchange, Aloha Wealth Partners assists property owners in deferring their capital gains taxes. The team at Aloha helps investors with their 1031 exchange by identifying a qualified, like-kind property through a Delaware Statutory Trust (DST) that best suits the client’s objectives.
The planners look at varying property types, depending on the demand and situations of the investors. These are multifamily, single-family housing (SFH), office or retail (commercial properties), hospitality, industrial and raw land. Cash flow, appreciation potential and estate planning are all considerations the team discusses before making any recommendation.
For those investors that have large cash positions and are leary of jumping into the stock market, Aloha helps to identify alternative real estate investments that historically aren’t correlated to the broad markets. Private real estate development projects, cash flowing properties and early stage seed funding for startups are where their investors are placing some of their excess investment capital.
About Aloha Wealth Partners
At the outset, Aloha aspires to connect the coastal and island lifestyles with robust financial planning and intelligently designed investment strategies. As a firm, Aloha intends to bring forth radical change in the lives of accredited investors and business owners.
Aloha Wealth Partners engages and consults with outside portfolio managers who leverage advanced technology to build and actively manage low cost dynamic ETF investment portfolios in an effort to reduce unnecessary risk. Using no cost custodial platforms like TD Ameritrade, Fidelity, Schwab and Altruist for their traded accounts helps to pass on savings to their clients. They truly are a unique firm that is changing the stereotype of the financial service industry.
Not an offer to buy, nor a solicitation to sell securities. Information herein is provided for information purposes only, and should not be relied upon to make an investment decision. All investing involves risk of loss of some or all principal invested. Past performance is not indicative of future results. Speak to your finance and/or tax professional prior to investing. Securities offered through Emerson Equity LLC Member: FINRA/SIPC. Advsiory servies offered through Aloha Wealth Partners, a California Registered Investment Advisor. Only available in states where Emerson Equity LLC is registered. Emerson Equity LLC is not affiliated with any other entities identified in this communication.
- There is no guarantee that any strategy will be successful or achieve investment objectives;
- Potential for property value loss – All real estate investments have the potential to lose value during the life of the investments;
- Change of tax status – The income stream and depreciation schedule for any investment property may affect the property owner’s income bracket and/or tax status. An unfavorable tax ruling may cancel deferral of capital gains and result in immediate tax liabilities;
- Potential for foreclosure – All financed real estate investments have potential for foreclosure;
- Illiquidity – Because 1031 exchanges are commonly offered through private placement offerings and are illiquid securities. There is no secondary market for these investments.
- Reduction or Elimination of Monthly Cash Flow Distributions – Like any investment in real estate, if a property unexpectedly loses tenants or sustains substantial damage, there is potential for suspension of cash flow distributions;
- Impact of fees/expenses – Costs associated with the transaction may impact investors’ returns and may outweigh the tax benefits.