Entrepreneurship
Is Now A Good Time To Buy a House? Christoffer Groves Walks You Through The Details Of The Current Market

“Interest rates have been the lowest in decades. With the cost of money being so cheap, it makes it the right time to buy. Low mortgage rates and the desire for a comfortable work-from-home spot have fueled a home-buying frenzy as well. Mortgage interest rates are still in high 2’s to low 3’s depending on qualifications and loan guidelines,” Chris explains.
“The rental market is just as hot, rents will increase with the real estate prices increasing. It’s better to be paying off your mortgage than someone else’s! If you’re renting, you are also missing out on valuable tax deductions that can lower your income bracket but above all, you’re missing the chance to grow wealth through appreciation of equity in your home,” Chris remarks.
“I started in the real estate side for many years. I saw a change in real estate, it was going online. Mortgage requires more of a strategist mindset which isn’t easy to accomplish online; it requires more hands on and creative thinking. My goal was to create a platform for long term partnership , that means changing as the market and economy changes to be the best fit for our partners. The best number wins, bottom line, and we have the best rates and products!” Chris exclaims.
“This may be the perfect time to take a step up in the level of your house without increasing your monthly cost as you make it think! With prices increasing, there is more equity in the homes, leading to higher down payments for the new home after you sell your home, combined with ultra low interest rates will leave you with a lower mortgage payment than you thought on the new home loan! We have a huge influx of millennials coming to the age of purchasing homes. The entry level homes and price points are ideal to leave and move up to the next level. Not only will you do well to sell your home, but it will allow you to buy at record low interest rates and allow the next generation to live the american dream and own their first house. If you need more space, more land or want a different area code, this is a great time,” Chris states.
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